Pre-Planning Funeral Expenses in Central Virginia

Winston Churchill said, “We make a living by what we get; we make a life by what we give.”

Pre-planning your funeral is a choice to give. Choosing to plan ahead frames your life in a personal design and allows family and friends to celebrate the life you shared with them.

Planning a Budget

The average cost of funerals ranges between $5,000 to $15,000, depending on the needs and desires of the individual pre-planning. In the first 24 hours after death, there are about 70 details that will need to be addressed. Here are some of the major items to think about when planning a budget.

  • Funeral home fees
  • Casket
  • Gravesite and grave opening fees
  • Grave liner or burial container
  • Headstone
  • Flowers
  • Obituary fees

Why Count the Cost Now?

Taking the time to do some pre-planning for your funeral has some cost-saving values. Loved ones under emotional stress will have the tendency to make unnecessary purchases; by pre-planning, you will get what you need and want as you take your time and plan in a calm hour of your life.

Inflation takes its toll on everything—even the cost of a funeral. Pay now and make sure the price is locked in for the future and save money. Flexible payment plans exist to allow you to prepay for your services over many years so you can keep the payment low and affordable. The greatest gift to leave your family, besides the memories, would be to free them from any extra financial burdens that come with the closing of our lives.

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Pre-Planning Is a Smart, Loving Option

There are several options available to pre-fund your services and lock in today’s costs. Some families set up a pre-need trust fund with the funeral home, others purchase a special insurance policy through the funeral home to pay for funeral expenses, and still, others choose to assign an existing insurance policy to be used when the time comes. There are even “same as cash” interest-free payment options that allow you to pay for your services over time. There are pros and cons to the various choices, and the best plan is to meet with a preneed funeral director at a funeral home you trust and review your options. 

At Tharp Funeral Home & Crematory, we have preneed directors available at each of our locations, or they can meet you in the comfort of your own home. There will never be any pressure placed on you to pre-fund your funeral when you meet with us. Your options will be presented to you, and you will have time to think about what best fits your situation and make a decision only when you are ready. 

Our friendly and compassionate staff are ready to meet with you whenever you decide the time is right. Contact us today to start preparing for the future.